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FinTech Engineering & Consulting

We engineer reliable financial systems.
You focus on growth.

Manarix Solutions helps fintechs, PSPs and digital platforms integrate payments, modernize production backends and build greenfield payment infrastructure.

  • Payment Integration
  • Backend Modernization
  • Greenfield Platforms
  • UEMOA · Francophone Africa
  • 45-min discovery · 48h proposal

All Systems Operational

Mobile Money / PSPs

Payment APIs

Payment Orchestration

Ledger / Reconciliation

Settlement / Reconciliation

99.92%

Transaction Success

2.48M

Transactions

120ms

Avg. Latency

Technologies we ship in production

APIsKafkaPostgreSQLRedisDockerKubernetesAWSOpenTelemetryJavaNode.jsAPIsKafkaPostgreSQLRedisDockerKubernetesAWSOpenTelemetryJavaNode.js

What we solve

Complex financial systems require more than code.

We combine software engineering, architecture and financial-domain expertise to solve the problems that sit between product, technology and infrastructure.

01

Payment Integration

Integrate PSPs, mobile money and payment rails with idempotency, webhooks, retries and reliable transaction state.

  • PSP
  • Mobile Money
  • Webhooks
  • Multi-rail

02

Backend Modernization

Modernize legacy backends in production without a big bang — stack upgrades, APIs, events and observability.

  • Legacy
  • APIs
  • Event-driven
  • Cloud-native

03

Greenfield Platforms

Build payment infrastructure from scratch: orchestration, ledger, multi-rail collection and production-ready architecture.

  • Orchestration
  • Ledger
  • Multi-rail
  • Go-live

Why Manarix

Engineering depth. Business context. Financial expertise.

01

Domain Expertise

  • Payments
  • Mobile Money
  • Reconciliation
  • Settlement
  • Greenfield builds
  • Platform launches

02

Engineering Excellence

  • Backend platforms & APIs
  • Distributed systems
  • Event-driven architecture
  • Java / Spring (enterprise depth)
  • Kafka & message queues
  • Cloud-native systems
  • Observability

03

Business Impact

  • Reliability
  • Scalability
  • Faster delivery
  • Lower technical risk
  • Maintainability
  • Production readiness

Services

Three engagement types. One standard: production-grade.

Payment integration, backend modernization and greenfield builds — scoped for impact. A 45-minute technical discovery, a written proposal within 48 hours.

01

Payment Architecture Audit

From payment request to settlement: API, provider, webhook, transaction, ledger, reconciliation. You get an Architecture Assessment, a Risk Map, and a Technical Roadmap — plus a Payment Reliability Score.

  • Reliability score by domain, out of 100
  • Duplicate payments, replayed webhooks, inconsistent states
  • Quantified loss and double-charge risks
  • Remediation plan prioritized in days

02

Payment Integration Sprint

Integrate a PSP, mobile-money rail, or payment rail into an existing platform: architecture, APIs, webhooks, idempotency, retries, transaction state machine, reconciliation, monitoring, tests, documentation.

  • Rail integration without breaking what works
  • Idempotent webhooks, retries, and state machine
  • Reconciliation, monitoring, tests, and handover

03

Backend Modernization Sprint

Modernize legacy backend systems without breaking production: stack upgrades, modularization, API redesign, event pipelines, observability, resilience and cloud readiness. Deep JVM/Spring expertise — and pragmatic work on Node, Python and polyglot architectures when that is what production requires. Not a big bang. A path your teams can follow.

  • Stack modernization (JVM, Node, runtime & framework upgrades)
  • Modularization and API redesign
  • Resilience, tests, CI/CD
  • Observability before and after cutover

04

Multi-rail payment integration

Wave, Orange Money, Free Money, card, bank transfer — wired cleanly into a single architecture.

  • Idempotent webhooks that survive replay
  • State machine with automatic recovery on failure
  • Logging traceable transaction by transaction
  • Test environment, documentation, and handover

A written proposal within 48 hours, after a 45-minute technical discovery.

Not sure which engagement fits?

Start with a technical discovery. We'll map your architecture and recommend the right scope.

Case studies

Engineering challenges. Measurable outcomes.

Representative engagements — details anonymized where required by client confidentiality.

01

Payment Integration Platform

Challenge

Multiple payment providers with inconsistent APIs and transaction states.

Approach

Unified integration layer with idempotency, webhooks, retries and transaction state management.

Outcome

Simplified payment integration and improved operational visibility.

Technologies

  • Kafka
  • PostgreSQL
  • REST APIs
  • Docker

02

Greenfield Payment Platform

Challenge

Launch multi-rail collection for a marketplace with no existing payment infrastructure.

Approach

Design orchestration, ledger and integration layer from scratch — idempotency, webhooks and observability built in from day one.

Outcome

Production-ready payment stack delivered incrementally, ready to scale with volume.

Technologies

  • Kafka
  • PostgreSQL
  • REST APIs
  • Kubernetes

Facing a similar challenge?

Payment integration, legacy modernization, or a greenfield build — let's diagnose your specific situation.

Technical authority

Built for systems where failure is expensive.

Idempotency

Prevent duplicate financial operations.

Resilience

Design for retries, timeouts and partial failures.

Observability

Know what is happening across distributed systems.

Consistency

Protect transaction integrity across services.

Security

Build security into the architecture.

Reconciliation

Make financial discrepancies visible and actionable.

Production systems deserve production-grade architecture.

Whether you're pre-launch or scaling, a 30-minute conversation can clarify your highest-risk gaps.

Approach

A consulting process built for production systems.

From discovery to scale — structured, transparent, and designed for financial infrastructure.

  1. 01

    Discover

    Understand your business, architecture and technical constraints.

  2. 02

    Diagnose

    Identify bottlenecks, risks and opportunities.

  3. 03

    Engineer

    Design and implement the right solution.

  4. 04

    Scale

    Improve reliability, observability and long-term maintainability.

6+ Years

Engineering Experience

Enterprise

Payment & FinTech Platforms

APIs · Events · Cloud

Backend Engineering Stack

Africa → Global

Delivery Perspective

Consulting and engineering expertise remain our primary positioning.

Looking for senior backend expertise?

Need a Senior Backend Engineer, Software Architect or Payments specialist for your next initiative? Let's discuss the technical challenge, team context and engagement model.

Insights

What is verifiable today

One internal product delivered. Publications to come. No invented client logos.

Open source

Coming soon

A documented library will be published on the firm's GitHub — an integration client or webhook signature verifier.

GitHub →

Technical publications

Upcoming

Technical notes to publish under our names, on the problems we address in engagements.

  1. 01

    Payment webhook idempotency: why your customers get charged twice

  2. 02

    Why a payment timeout must never automatically trigger a new payment

  3. 03

    Multi-rail Wave / Orange Money reconciliation: a data model that holds

  1. 04

    Is your API actually observable?

  2. 05

    How to modernize Spring Boot without breaking production

Operating model

Two engagements at a time. Zero handoffs.

In payment systems, the expensive failures come from lost context — the person who understood the constraint is rarely the person who ships the code. We cap ourselves at two engagements so that gap never opens: the engineer who maps your architecture is the one who implements it.

What this guarantees

Named senior engineers, from the first call to go-live. The person who maps your architecture writes the code, owns the deployment and answers after launch. No sales layer, no account manager, no junior assigned by default.

Where we are not the right fit

Two engagements in parallel, no more. If you need a ten-person team staffed next week, a 24/7 on-call rotation, or a vendor to answer a 200-page RFP, we are not it — and you will hear that on the first call, not three weeks in.

Commitments written into every contract

  • Milestone payments

    You pay the next stage only after the previous one is delivered and accepted.

  • The code is yours

    Entirely, from day one, on your own repository.

  • No lock-in

    No dependency on a proprietary Manarix tool. Another vendor must be able to take over, and our documentation is written for that.

  • 60-day fix warranty

    After go-live, with no extra invoice.

  • Formally incorporated

    NINEA, RCCM, service contract, compliant invoices.

FAQ

Frequently asked questions

Capacity, partnerships, pricing, references, and timing.

Why trust a recent firm with a critical system?

Because the liability is contractual and verifiable: milestone payments, code on your repository from day one, a 60-day fix warranty, and an initial audit refunded if it teaches you nothing. A short engagement lets you judge the work before widening the scope.

There are only two of you. What if one of you is unavailable?

All of our code lives on your repository, documented so a third party can take over. We create no dependency on our presence — that is a design rule, not a sales promise. We also cap ourselves at two concurrent projects so we are never overcommitted.

We are an agency / SI. Do you subcontract?

Yes — on collection only. You keep the prime contract and the relationship. We come in as the named specialist: audit, rails, webhooks, reconciliation. Report under your name or ours. We do not take the rest of the project, and we do not contact your client to capture the account.

Can you give us client references?

No client references to display yet. What we can show: the architecture of Xaalis, a financial product designed and built in-house, upcoming papers, and public laboratories in progress. A short technical review of your platform is another way to judge the work itself.

Why are your prices not listed?

Because the amount depends on criticality, the state of what you already have, and the volume you process. The same audit is not priced the same for an early-stage platform and for a high-volume aggregator. After a 45-minute scoping call, you receive a priced proposal within 48 hours — a firm figure, not a vague range.

Do you work with companies outside Senegal?

Yes. Dakar first, then WAEMU, and remotely beyond. Payment and FinTech platforms are naturally regional.

How soon can you start?

Our next availability window is September 2026. An audit can typically start within two weeks.

Technical Discovery

Let's build the infrastructure behind your next stage of growth.

Whether you're integrating payments, modernizing a legacy backend or building a greenfield platform, start with a technical conversation.

30–45 min · Technical discussion · No commitment